TERMS AND CONDITIONS OF USE

The terms and the conditions of use, consisting from the
premise, from the general conditions of sale, from the privacy policy and from
the rules on the license of use, regulate the right of use all the products
displayed in the window of the web site: www.exceleconomy.com

By ordering, by downloading, by installing or otherwise by
using, also online, the digital products exposed on the site www.exceleconomy.com the Customer declares to have read the Privacy
Policy and accept the terms and the conditions of use of this contract and the
constraints arising from it.

PREMISE
The activity of business counseling can be exercised, not only personally,
but even through the use of tools or digital products. The products shown on
this site are intended as virtual containers of knowledge, skills and
experience of business management which through the use of specials software
such as Microsoft Excel on Desktop and Online, used as vehicles,
are transferred via internet and made available to customers who will use them
for a fee, in dynamic manner and with customization of the digital content,
after obtaining the relative license of use.
Therefore, the license to use the products, as defined above, is intended as a
license or permit for use of the knowledge, of skills and of experience of
business management which, for a fee, are transferred to customers who request
them for improving management operating of their company.

GENERAL CONDITIONS OF SALE

Acceptance of the general conditions of sale

The contract stipulated between the Professional Study of
Silvano Russo (hereafter called “Study”), headquartered in Latina
(Italy), zip code 04100, Via M. D’Azeglio n.5, VAT IT01364470599, and the
client (called hereinafter “Customer”) is meant concluded with the
acceptance, even partial, from part of the Study, of the order of customer and
after the payment of the price fixed for the grant of license of use of the
products displayed in the showcase of site.The Study reserves the right,
however, at its absolute discretion, to accept or decline any orders that will
made by customers through the website or through e-mail without that they can
raise claims or rights of any kind, in any capacity, also at way of the
compensation, in the event of non-acceptance of the order.

By placing an order in manner described on the website, the
customer declares:

– to have read all the indications provided to obtain the
license of use of the digital products indicated on website;

– to accept, in full, the general conditions and of payment
arrangements described below;

– to have found satisfactory the products described and
placed in vision in the site through images, even partial, of their
functioning;

– to accept the limitations of warranty of the products
granted with license of use, as well as are described below

– that he is aware that the price to pay for the use
of the products displayed on the site it relates, exclusively, at the obtaining
their license of use and not to the eventual use, by the Study, of the
softwares used only as tools and vehicles in order to make available  the
customer his intellectual works.

It is forbidden to the customer to enter false and/or
invented and/or fantasy in the registration procedure or in the mails required
to activate against him the procedure for the execution of this contract and
the subsequent communications. The biographical data and the e-mail address
must be exclusively own, real and not of some other person or fantasy. It is,
also, forbidden to minors do the registration. The Study reserves the right to
prosecute any violation or abuse.

Orders and ways purchasing the products

The customer can only purchase products presented on the
site at the time of to forward the order. Such products are represented by
means of images even partial, at the site www.exceleconomy.com

The Study reserves the right to change, at any time, the
technical contents and illustrative of the products displayed on the site at
the sole purpose of improving them and make them more useful to users’ needs
without any prior notice.

The descriptive notes of the product, constituting a simple
aid for the customer, are merely illustrative and may not be binding for the
determination of the characteristics of the products.

The customer, when making the purchase order will have to
enter all the data required by the system, and to engage to verify the
correctness and to communicate promptly their correction or variation.

Among the data to be entered, the customer must always
insert the tax code (if an UE citizen) and VAT number or, only the first one,
if he has not VAT registration.

Important notes for the customers

All the prices of the products displayed on the site www.exceleconomy.com
were indicated with “excluding tax.” The application of VAT,
where applicable, will be indicated in the purchase summary.

The Study provides assistance for products sold only if the
request for assistance is made through the email address indicated on the site
or by chat, if this is enabled and, anyway, in the manner indicated at the
voice : “Assistance”.

Payments

The payment of price of license of the use of the products
displayed on the Site, may only be made according to the payment methods
indicated on the site at the payments voice.

Limitations of Warranty and of Liability of the Study

The Study does not warrant that the product, in this case
the software included in the spreadsheets, meets the special needs of the
customer and can never be considered responsible, the inability to manage it,
was in own that to the Client and to third parties for damages caused by
incorrect use of product or by the inability to manage it. Except the binding
limits required by law, the Customer agrees that limit maximum of liability of
the Study, in the case he is also the producer of the software, for damages
ascertained of any kind, or resulting in any capacity, or connected to the
interruption and/or suspension, also for technical problems, of the use online
and on desktop of products, to their malfunction, also because of an incorrect
translation into other languages of the operating instructions of the products
and of the website pages, is constituted by the reimbursement of the only
amount paid by the Customer by way of consideration for the license of use of
the file containing the application for the which it was granted the license of
use. Is excluded the right of reimbursement of any greater damages.

In no event, the Study can be considered liable:

-for the lost profits, for the lost savings, for the
accidental damages, for the unpredictable damages, consequential or indirect
arising from: use of the software; lack of use of the software; from its use no
correct; from the incompatibility of product with other  products or
hardware used by the Customer; from the loss, alteration or modification of
data or programs;

-for any claim for damages made by third parties to the
Client for the malfunction in the software.

Privacy

The professional Study guarantees that any information
provided for commercial purposes (for the purchase of license of software
products by customers) or for professional purposes (for concession of
professional assignments by customers) or for information purposes (to give
more information about the products, about the license agreement of use and
about the other matters stated on the site) will be treated in accordance with
GDPR 2016/679. 

The Study also communicates that pursuant to the GDPR
2016/679, the data of customers provided at the time of the purchase order
and/or at the time of compilation of the bill are excluded from the consent as
collected in accordance to the fiscal obligations required by law, and in
accordance with regulations by Community law and, in any case, used for the
sole purpose of meeting the obligations under the contract of purchase or as
needed to perform the obligations under the contract which is a part of the customer,
or because they are needed to fulfill before the conclusion of the contract, to
specific demands of the people concerned). 

As for the personal information of the clients to which the
activity takes place professional, the Study communicates that the above
personal data are collected only for the accomplishment of the professional
assignments. 

The personal data of website visitors which are acquired on
line through live chat, or through e-mail, are collected only in order to give
them an answer to the request for further information about the products, for
how to purchase the license to use and, anyway, for about anything else useful
to the conclusion of the contract. 

Request of removal personal data 

Personal information is collected in order to register the
customer and provide him with the procedures for the accomplishment of the
professional assignment or the implementation of the trade agreement as well as
for sending the related communications. In case of request for further
information is collected only for this purpose. 

These data are recorded in protected computer support and
the paper forms are properly maintained and protected by the Study, in
accordance with the laws.

Personal information may be disclosed only upon request of
the Judicial Authority or for other purpose authorized by law. 

The party enjoys the rights of GDPR 2016/679 and that is: to
seek confirmation of the existence at the Studio of personal data, to know
their origin, the logic and purpose of their treatment; to obtain the updating,
rectification and integration; to request cancellation, transformation into
anonymous form or block in case of unlawful processing them; to oppose their
processing for legitimate reasons or if the data is used for sending
advertising material, commercial information, market research, direct marketing
and interactive marketing communications. 

The Study subordinates the achievement of the cancellation
of their personal data by sending a written notice to the email address: [email protected]

CONTRACT OF LICENSE TO USE

The following general conditions concerning the use of
software products displayed on the site www.exceleconomy.com and are an
integral part of the contract of license of use.

All digital products displayed on the site, mainly
constituted by software of models economic, financial and management, have been
designed and manufactured by Silvano Russo entered in the register of Chartered
Accountants of the Province of Latina (Italy) n. 316 Section A, using
spreadsheets of the Microsoft suite for Excel format. 

All software products on desktop
displayed in the window of the web site, work only with the Windows OS. 

The digital products (software) displayed on the site,
including the documentation on line or electronic and anything else associated
with them, are the exclusive property of Silvano Russo domiciled in Latina
(Italy) Via M. D’Azeglio n.5, VAT IT 01364470599. Therefore, the
contract concluded with the Customer has like object only the granting of the
license of use, non-exclusive and temporary, of the software and not, even, the
transfer of his property which remains, by right, to his author Silvano Russo.

Given the above, the present license of use elapsing, de
facto, without particular formalities and at the predetermined conditions,
among the Customer, legal person or natural person, and the Study only after
the conclusion of the contract.

For installation and the operation of digital products
displayed on the site it is assumed the availability, by the Customer, of
devices hardware and software suitable for their use proper. The unsuitability
of the said devices may provoke, for the customer, the inability to use the
downloaded files, without that any responsibility can be ascribed to the Study,
grantor of the service.

The software products, object of the present contract, are
protected by laws and international copyright treaties as well as other
intellectual property laws and treaties, and in the terms and at conditions
provided from this contract, the author and owner Silvano Russo, owner of
Study, grants to the Customer, for a period of 1 (one) year, the right
temporary,non-exclusive  and non-transferable to:

– install and use the Software On desktop for
its personal or corporate purposes on a single computer of which he has a
legitimate use;

For products used Online the right to use the software it’s
granted in the period limits for which it was paid the price for the license of
use (normally one year).

On the other hand, the Customer, user of the license:

– is not authorized to perform and / or distribute copies of
the products obtained under license of use;

– is not authorized in any way to change the products
obtained under license of use;

– is not authorized to remove or alter any communication of
copyright relating to the products;

– is not authorized to reverse engineer, adapt, transform or
modify the software products nor to incorporate them in other software;

The present contract of license of use provides the use of
the files so as they are at the moment of download or use online. Therefore,
the contract does not provide for any type of the updating, nor periodic and
nor automatical, of files downloaded and the Customer user can never require,
even if at payment, no updating, no changes and no customized integration.

Refund policy for digital products

The products sold on this site are downloadable digital files. According to EU Directive 2011/83, the right of withdrawal does not apply once the product has been downloaded.
Please read the product description carefully before purchasing. For technical issues, please contact us via the Contact page.

Information on additional services

In order to inform Customers about new services and special
offers, the Study may send informative e-mails to the Customer, when he has
marked, with a tick, the appropriate space indicated on the page relating to
the process of buying the license of use of the products. If the Customer do
not wish to receive such informative e-mails, he must : not mark with the tick
the appropriate space or – if the space has been marked with the tick
previously – may require the cessation of sending these e-mails anytime.

Communications and Complaints

All communications or the any complaints of the Customer
against the Study, respect to the granting in use of the software, should be
addressed to the email address:[email protected] 

Applicable law – Jurisdiction

The contract between the Study and the Customer is concluded
in Italy and governed by Italian law.

Any dispute will be exclusively competent the judicial
authority of Latina (IT).

Professional office of: Silvano Russo

Via M. D’Azeglio n.5 

Latina, 04100-Italy

VAT number IT01364470599